How to Register Notices
To register notices of security interest, you must log in to the website, whether you are a user of a client account or a one-time user who has pre-paid fees. Once you log in, you will be on a Home page from which you can select the action you want to do. If you want to register an initial notice of security interest, select the Register a New Notice option to go to the Register Initial Notice screen. The registration screens are quite simple and intuitive to use.
The Register Initial Notice screen has five tabs that you can choose in any order.
- The first tab that is displayed when you open the screen is automatically filled with information about you or your company or institution and the type of notice you are registering. There is a check box below the name and address of the registering party (you or your company) that you may check if the secured party is the same as the registering party. If you mark the box, you may then bypass the Secured Party tab.
- The second tab is the Debtors tab. It is used to enter one or more debtors, that is, the obligors on the obligation. To add a debtor, first click the Add Additional Party button to open the add screen. Then select the type of debtor to be added.
- If a debtor is a company or organization, enter its name exactly as it appears on the records of the national or state Corporation Registry where it is registered.
- If a debtor is an individual, enter his or her name.
In all cases, provide the debtor’s address in the address fields. If there are two or more debtors, you can continue to add debtors by clicking the Add Debtor button after you have added a debtor’s information. - The third tab is the Secured Party tab. It is used to enter one or more secured parties. If you have not marked the registering party as the secured party in the first tab, or if there are additional secured parties, click the Add Secured Party button to open the add screen. Enter the secured party’s name and address in the indicated fields. If there are more secured parties, you can continue to add them by clicking the Add Secured Party button.
- The fourth tab is the Collateral tab. It is used to enter a description of the personal property that secures the obligation. The description of the collateral may be general or specific, so long as it informs a person who reads it whether particular property is covered by the security interest. There are three ways in which you can enter collateral information, and you may use any one, two or all three of them. You may enter a narrative description of any length in the text box.
- The fifth tab is the Other Information tab. It is used to enter any additional information deemed relevant to the notice. You may enter a narrative description of any length in the text box.
Once all notice information has been entered, you may press “Review” on the registration to review all notice details. If the notice looks correct upon review, then press the “Confirm” button to submit the notice. Otherwise, press the “Edit” button to return to the tabbed form and make corrections.
Upon submitting the registration, a registration confirmation page will be displayed. This page contains all information on the registration, and may be printed. It also contains an Access Number associated with the registration number. The Access Number is required to submit change notices for the initial registration. This number is confidential and should not be provided to any other person, including debtors on the registration. Registrants should make sure they retain the Access Number in their files.